Frequently ask question

What types of loans do you offer?

We offer a variety of loans, including personal loans, home loans, car loans, business loans, and student loans.

The loan amount you can borrow depends on various factors such as your creditworthiness, income, and the type of loan you're applying for. We have a minimum and maximum loan amount limit, which will be specified during the application process.

The eligibility requirements may vary depending on the type of loan. Generally, you must be of legal age, have a steady source of income, and meet the minimum credit score criteria. Specific eligibility criteria will be outlined in the loan application.

The required documents may vary based on the loan type and your personal circumstances. Commonly requested documents include identification proof, income proof (pay stubs, tax returns), bank statements, and proof of residence. During the application process, we will provide you with a checklist of required documents.

The loan approval process typically takes a few business days. However, the exact time can vary depending on the completeness of your application and the verification process. We strive to process applications as quickly as possible while ensuring thorough evaluation.

The interest rate will depend on several factors, including the loan type, your creditworthiness, and prevailing market rates. During the application process, we will provide you with information about the interest rate specific to your loan.

The loan repayment term varies based on the type of loan. It can range from a few months to several years. The exact repayment term for your loan will be communicated to you during the application process.

We believe in transparency, and we strive to disclose all fees and charges associated with the loan upfront. You will be provided with a comprehensive breakdown of any applicable fees or charges, such as origination fees, processing fees, or prepayment penalties, if applicable.

In many cases, we offer the flexibility to repay the loan before the agreed-upon term without any prepayment penalties. However, it's important to review the loan agreement or contact our customer service to confirm the specific terms regarding early repayment.

Missing a loan repayment can have consequences, including late payment fees, potential negative impact on your credit score, and possible legal action. We recommend reaching out to our customer service team if you anticipate difficulty in making a payment, as we may be able to provide assistance or alternative solutions.